Over 78% of businesses in the United States are set up as a partnership or individual ownership. For most of these small businesses, this type of ownership can put your business and your personal liability at risk. Having suitable and sufficient small business liability insurance protects your business and you as an individual from financial ruin.
A common problem for a limited company or an incorporated company is the business owner may believe he or she is totally protected from personal liability and that Professional Indemnity Insurance is not necessary, this however is not the case, you can be personally liable if:
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